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Analysis of Predatory Lending in New York: From Origins to Interviews

Ryan Aguilar, Milena Saakyan — Aug 24, 2020

Certain legal procedures and policies have given headway for predatory lenders to become prominent and sustained. A short history, description of the New York circumstance, and analysis of CMG Services are delivered in this brief. Interviews of financial service providers were also conducted noting some of the effects of Covid-19 on predatory lending.

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Predatory Lenders: Avoiding Scams and Unethical Lending Practices

Ryan Aguilar — Aug 24, 2020

This informational document allows for greater knowledge of predatory lenders through identifying them and understanding their marketing techniques while additionally gaining advice on securing lending relationships from Community Development Financial Institutions.

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Repudiated: “Unbankable” Business Owners

Ryan Aguilar — Aug 24, 2020

This fact sheet produces a snapshot of information on business owners that are unlikely to get credit or loans from banks. Nationally, minorities account for a disproportionate share of the repudiated stemming from lack of monetary resources, insufficient credit, and systemic enforcement. Including Buffalo figures of inequality across areas like poverty, homeownership, transportation, and segregation demonstrates the disadvantaged footing faced by minority business owners in the city which is …

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The Geography of Poverty in Erie and Niagara Counties

Eli J. Levine — Nov 20, 2018

This Buffalo Brief provides visuals of the locations and rates of poverty in Erie and Niagara counties. 

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Employment Data for Buffalo-Niagara

Partnership for the Public Good — Jul 11, 2018

Unemployment in Buffalo and the surrounding region shot upward in the wake of the 2008 financial crisis, but declined in 2013, 2014, 2015, and 2016. In 2017, unemployment rose in the city and region while falling in the state and nation. 

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Workers on the Brink: Low-Wage Employment in Buffalo and Erie County

Nicole Hallett Apr 12, 2018

In 2017, Professor Hallett, winner of a public research fellowship from Open Buffalo and PPG, conducted a survey of 213 workers in Buffalo to learn more about the challenges they are facing. 

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Wage Theft Infographic

Maria Chak — Jul 19, 2015

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Earned Sick Time Policy Brief

Kyle Friend — Jul 18, 2015

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